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There are some scrapbooking albums that are made to use without page protectors, like the Creative Memories albums, which can be used with or without page protectors. Photos touching each other will not damage the photographs, but page protectors are like an "insurance policy" for your pages.
Page protectors offer added protection for your scrapbook layouts. They not only help preserve the photos and the pages, but they will also protect from water, condensation and humidity.